“Our border communities are in fact one city spanning two countries,” said IBC Bank Executive Vice President Gerald “Gerry” Schwebel. Beginning in November, foreign nationals seeking to enter the United States at land borders for nonessential reasons will be allowed to enter with proof of vaccination. Air travel from Mexico and Canada is not subject to the essential travel requirement. The current restrictions only apply to land-border crossings. Now, perhaps, we’re seeing a more sensible approach to land-border crossings,” Nixon concluded. They’ve been extended, month after month for 20 months. “These supposedly temporary border closures were instituted in the early days of the pandemic, without any scientific rationale, in the hope that they would slow the spread of the COVID-19 virus. Similar economic impacts from Mexican visitors can be found in Brownsville, McAllen and Eagle Pass,” Nixon added. “In Laredo, for example, Mexican shoppers account for 40 to 45 percent of retail activity, according to a report from the Dallas Federal Reserve. “Businesses that were already hit hard by the COVID-19 pandemic were wrecked by the border closure,” said Dennis Nixon, president of IBC Bank and chairman of the board of International Bancshares Corporation. The restrictions, which have been in place since March 2020 and have barred land-border crossings to all “non-essential” travel, have devastated the border economy in South Texas. Educates the prospective borrower in the home buying and financing process, advises the borrower about the different types of loan products available, and demonstrates how closing costs and monthly payments could vary under each product.LAREDO, Texas-( BUSINESS WIRE)-International Bank of Commerce leaders welcomed news that the Biden administration intends to relax travel restrictions on land-border crossings from Mexico and Canada.Analyzes the prospective borrower's income and debt and pre-qualifies the prospective borrower.Takes information from the borrower and completes the application.Possesses an understanding of relevant loan products, regulatory disclosures, and interest rate pricing.Evaluates and recommends approval of applications for residential real estate loans.Develops relationships with the IBC Bank Sales team and IBC Commercial Bankers.Develops and maintains a quality network of business relationships that serve as a recurring source of referrals for new mortgage opportunities.They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents. The statements on this job description are intended to describe the general nature of level of work being performed by incumbents. The Mortgage Loan Originator also evaluates and authorizes or recommends approval of applications for residential real estate loans, and possesses an understanding of relevant loan products, regulatory disclosures, and interest rate pricing. The MLO continually develops and maintains a quality network of business relationships that serve as a recurring source of referrals for new mortgage opportunities and develops relationships with the IBC Bank Sales Team and IBC Commercial Bankers. Job Summary:The Mortgage Loan Originator position is a sales oriented position where the loan originator proactively solicits new residential mortgage business, works bank referral leads, and sells IBC Mortgage products. IBC's focus is to be customer centric and strive to provide excellent customer experience.ĭepartment:1070 Mortgage Sales Origination We are currently seeking to fill positions across all business segments. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. IBC bank hires talented, creative and dedicated individuals to help our business succeed. The Bank's "We Do More" philosophy reflects it's dedication to the growth and success of it's employees, customers and communities. IBC Bank successes are the result of an aggressive and innovative attitude.
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